Credit Cards

Top Credit Card Offers of the Week

banks tighten
Written by Charlie

Check out the top credit card offers of the week! There are some good card offers with high annual fees but they still have some good value.

There were some pretty good offers that popped up this week, including one which shows that Chase and United are finally listening a bit!

Top Credit Card Offers of the Week

Note: Any direct card links in this post are not affiliate links. If I do not have a link included, it means you can find that offer under the Credit Cards tab (which does pay a commission if you are approved). Thanks so much!

United MileagePlus Club Card

There is a premium credit card that I have long wished would have a sign-up bonus. It is the United MileagePlus Club card from Chase. It has some valuable perks for the United flyer (including lounge access and elite-lite benefits) but without a sign-up bonus, it wasn’t really a compelling deal for many. That has changed now!

  • 50,000 United miles after spending $3,000 in the first 3 months
  • United Club membership (which includes access to Star Alliance lounges)
  • First and second bags are free
  • Premier Access privileges (priority access at check-in, security, and boarding)
  • Earn 1.5 miles per dollar on all purchases
  • $450 annual fee (not waived)
  • Can be found under the Travel Rewards cards in the Credit Card tab at the top

Analysis

I have written about this card a lot before and there is some to like. The 1.5 miles per dollar used to be a unique feature but now the no-fee Chase Freedom Unlimited offers that (and then can be converted to United miles if you have a Chase Sapphire Preferred or Chase Ink Plus/Preferred).

But, if you travel on United frequently but not frequently enough to get elite status, this card is definitely for you. You will get the 2 free checked bags (that even some elites do not get), priority access throughout your journey, and the United Club access.

Now, the annual fee is $450 but now that it has a sign-up bonus of 50,000 miles, you are essentially buying the miles at less than 1 cent per mile and getting everything else for free.

I certainly can say this card is a good one – if you are a regular United flyer.

Targeted Offer for SPG Amex Personal Card

This is slightly different – SPG is targeting certain accounts with their best offer. I was not targeted but definitely check it out (if you have never received the SPG Amex Personal card before) as it is totally worth it!

  • 25,000 points after $3,000 in spend within the first three months
  • 10,000 points after you make an additional $2,000 in purchases within the first six months
  • Annual fee of $95 is waived for the first year
  • Boingo internet access for up to four devices
  • Premium in room internet at all SPG hotels
  • Earn 2x points on all SPG purchases
  • Earn 1x points on all other purchases
  • Offer valid until November 30th, 2017
  • Welcome bonus offer not available to applicants who have or have had this product
  • Link (enter your SPG number on that page)

Analysis

This is a great offer and the days are numbered on this card! If you have never had this card before and you are targeted, I would definitely consider getting it.

Citi Executive AAdvantage Credit Card

This offer has been around for a while but has the old “limited-time” language so worth poking at it in case you have not seen it yet.

  • Earn 75,000 American Airlines AAdvantage® bonus miles after spending $7,500 in purchases within the first 3 months of account opening
  • Enjoy full benefits of an Admirals Club® membership including partner lounge access for you and your accompanied guests. Plus, your authorized users have access to Admirals Club® lounges worldwide, even when you aren’t with them
  • If you’re already an Admirals Club® member, you may be eligible for a prorated refund of your Admirals Club® membership fee
  • With Dedicated Concierge, you’ll have access to a staff of experts for help with your foreign and domestic travel, shopping, dining, household, and entertainment needs
  • First checked bag free on domestic American Airlines itineraries for you and up to eight travel companions
  • Get Priority privileges (priority check-in (where available), priority airport screening (where available), and priority boarding privileges. The priority boarding benefit will display on your American Airlines boarding pass as Group 4)
  • Global Entry or TSA Pre statement credit (worth $100)
  • $450 annual fee (not waived)
  • American Airlines AAdvantage® bonus miles are not available if you have had any Citi®/AAdvantage® card (other than a CitiBusiness®/AAdvantage® card) opened or closed in the past 24 months.
  • Link

Analysis

While American Airline miles do not have the value they did a couple of years ago, they still have a good deal of value, depending on your routes and partners used.

The annual fee is high but you are getting Admirals Club access and your authorized users are as well. That is a nice value. You are also getting priority access on AA flights. Finally, you are getting 75,000 miles.

Like with the United Club card, this card is perfect for the AA flyer who flies them frequently but not enough to get elite status. If that is you, I would definitely give this card a look.

Some of the links on Running with Miles are affiliate links that pay a commission if a purchase is made. Running with Miles is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

About the author

Charlie

Charlie has been an avid traveler and runner for many years. He has run in marathons around the world for less than it would cost to travel to the next town - all as a result of collecting and using miles and points. Over the years, he has flown hundreds of thousands of miles and collected millions of miles and points.
Now he uses this experience and knowledge to help others through Running with Miles.