Credit Cards

Why Amex Sent Me A Check For $104

american express 1099s referral bonuses
Written by Charlie

I received a pleasant surprise this week as Amex sent me a check for $104 – on an error that was a couple of years old! Find out why and if you may get one as well!

It is always nice to get unexpected money in the mail! This happened to me yesterday and from an unlikely sender – a credit card issuer. It was Amex, to be exact, and it was for $104. So, why did they send it?

Why Amex Sent Me A Check For $104

No, it was not the easy things like overpayment or anything like that. Instead, it was something that I had long forgotten about until I received the letter.


A while back, Amex had partnered with a consulting firm that had gone through to make sure they were up-to-date on all of their accounts and that there were no issues with their customers. As a result, back then, my wife received a check for $800 because of an error on Amex’s part that did not award 40,000 Membership Reward points to her when they had awarded them other people (even though they had already awarded her 75,000 Membership Reward points for the Premier Reward Gold bonus).

The Check Today

It seems as if Amex may be auditing their accounts again as I received another check this week for $104. The accompanying letter referenced a business Platinum card I had closed years ago and said that their error had led to them not issuing me a refund on my Global Entry enrollment fee (which is a benefit of the card). They said it was their fault, they apologized for the oversight and sent me a check with an additional four dollars over the $100 fee for Global Entry.

As I began thinking about it, I was reminded that it had not posted automatically like it is supposed to but I had to message with a rep and have them manually issue me a refund. Well, it seems as if an audit was made and it was found that the money was not refunded. They told me at the time that it might happen and that I would be able to keep it as a goodwill gesture for the inconvenience but I never did receive it – until now.

Check Your Mail & Accounts

Take a moment to check your Platinum accounts to ensure that your credits have posted for the airline incidentals and/or Global Entry reimbursement. If not, send off a message to them about it and they should issue the refunds/credits quickly. Keep an eye on your mailbox as well, even if you did get a manual adjustment, if you have used the Global Entry benefit in the last few years. You may receive one of these nice letters as well!

Thank you, American Express!

Some of the links on Running with Miles are affiliate links that pay a commission if a purchase is made. Running with Miles is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to

About the author


Charlie has been an avid traveler and runner for many years. He has run in marathons around the world for less than it would cost to travel to the next town - all as a result of collecting and using miles and points. Over the years, he has flown hundreds of thousands of miles and collected millions of miles and points.
Now he uses this experience and knowledge to help others through Running with Miles.


  • I had no plans to check my mailbox until I saw your post. But since you told me at the bottom to go check my mailbox, I will. What brilliant advice!

    • This may not be the case for you but it is for me and many others – we get a lot of credit card “junk” mail. My statements all come online and so there are times that I could miss something like this unless I am looking for a card that is due to arrive. This works for regular mail and e-mail so I did not feel a heads-up to check for something like this was strange.

      • I guess my point (snarkiness aside) is that perhaps more useful advice would be “if you enrolled in global entry with an amex, check your account to make sure the credit actually posted”

        • Thanks, that is good advice and I will update it to be more exact. It could also apply to the airline incidentals as well since I know Amex had some snafus with those as well. Appreciate the feedback!

  • I received a check from American Express for an entirely different reason which may affect some of you. Again, always check and open your mail. The amount was for $40. and they said it was the amount of an AMEX offer credit that I never received. I have no idea what they could possibly mean. As all of you would do, if I don’t see the confirmation email after making the purchase (or eventually the credit itself) I ALWAYS CALL. Notice I didn’t say “sometimes” or “usually” I said ALWAYS. Not a life-changer, but the $40 was much appreciated.