Credit Cards

24 Months No More: All Chase Sapphire Links Restrict Customers with New 4 Year Language

Written by Charlie

The bad news is here – all Chase Sapphire links now have the dreaded 4 year language of eligibility for the card. This is very bad news for everyone that was going to try a different card under the old language and now it makes these potential/returning customers wait a long 48 months after their last bonus.

Well, it was inevitable that this would happen and now it has – all the Chase referral and affiliate links have been updated to match the public Chase offers. This update removes the old 24 months language and now has the 48 month restriction across the board.

New 4 Year Language Restricts Customers on All Chase Sapphire Cards

Here was what it had said before for both the Chase Sapphire Preferred and the Chase Sapphire Reserve (in the past and also through affiliate/referral links after the public link terms changed):

chase 4 year language

The old language for the Chase Sapphire Preferred and Reserve

Now, the new language is on both the public links and through the affiliate/referral channels. If you had not yet applied, you will now have to wait until the 48 months elapses.

chase 48 month restriction

The new 48 month restrictive language that is in effect for Chase Sapphire cards


This is a major disappointment for those that love the value that flexibility of the Chase Sapphire cards. They have some nice earnings in everyday categories and they also have the flexibility in using the points – transferring them to a host of quality partners or using them directly for travel.

The tough part about this new restriction is not just that you are no longer able to get the bonus but that you cannot even get the card! For many that might have closed the Sapphire card in the past and planned on opening one once the 24 months expired, that is going to be the toughest part.

HT: Doctor of Credit

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About the author


Charlie has been an avid traveler and runner for many years. He has run in marathons around the world for less than it would cost to travel to the next town - all as a result of collecting and using miles and points. Over the years, he has flown hundreds of thousands of miles and collected millions of miles and points.
Now he uses this experience and knowledge to help others through Running with Miles.