Credit Cards

Wells Fargo Propel World Card – $400 in Points Offer + more!

Wells Fargo Propel
Written by Charlie

Disclosure: I do not receive a commission for this card.

This was a card I had not heard of until I read about it yesterday on the PF Digest blog. This sounds like a really great offer and one that can give you some real value as well as an application with a different bank.

Wells Fargo Propel World American Express Card

Wells Fargo Propel

Application Link – Wells Fargo Propel World American Express – 40,000 points after spending $3,000 in 90 days

This card is structured similarily to cards like the Capital One Venture and the Barclaycard Arrival. That is, the points earned by this card can be redeemed at a fixed rate for travel (with some drift in it that I will show in a moment). That means that this 40,000 point offer is an easy $400 towards travel. That is fantastic!

Wells Fargo Propel

Plus $100 More!


Not only that nice sign-up bonus, but it also gives you $100 towards airline incidentals (each year) – thinks like change fees, bag charges, seat selection charges, etc. That is a reimbursement towards that expense. This is similar to the American Express Platinum cards – you make the charge on the applicable item and you will receive a statement credit for that amount. American Express clearly says it does not work on gift cards but it does because of how the airline codes the transaction. It appears that any transactions that work with the Amex Platinum card will also work with this one (from what the terms say).

Value of Points

I do not have an account so I was not able to see, but some of the people in this Flyertalk thread have spoken to the point that it is possible to redeem these points back as cash or as gift cards as well at the 1 cent per point mark (with a minimum of $25). In addition, they also talk about the fact that some of the flights searched for through the rewards program actually showed a redemption value of 1.5 cents per point! That would place the value of this card’s sign-up bonus between $400 and $600! Not bad at all!

Card Details

Here are the details about this card:

  • 40,000 points after spending $3,000 in 3 months
  • $100 reimbursement towards airline incidentals
  • Issued by Wells Fargo bank as an American Express card
  • 3X points on Airlines2X points on Hotels1X point on all other net purchases
  • $175 annual fee (waived for the first year)
  • Complimentary room upgrades and more from the Luxury Hotel Program

Good Deal?

This is definitely a good deal! Especially since it will not take away from your credit/card number allotment with banks like American Express, Barclays, Citi, and Chase. Also, to be clear, this is marked as an American Express card but that is just how the payments are processed. This card will not count toward your 4 (credit) card limit with American Express.

If you prefer to deal with cashback style cards, this would be a great card to use for airline purchases as it gives 3X points on airfare. That is a straight 3% reward towards your next trip that you use these awards for. With an annual fee of $175, however, I would not plan on keeping this card for the second year. To make that fee pay for itself, you would have to be doing a tremendous amount of spending to get the value back.

Plus, I have a soft spot in my heart for Wells Fargo since they were a chief sponsor of the Fargo Marathon :).

HT: PF Digest

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About the author


Charlie has been an avid traveler and runner for many years. He has run in marathons around the world for less than it would cost to travel to the next town - all as a result of collecting and using miles and points. Over the years, he has flown hundreds of thousands of miles and collected millions of miles and points.
Now he uses this experience and knowledge to help others through Running with Miles.