Credit Cards

Why the Hilton Ascend Card is a Great “Companion” for the Chase Sapphire Reserve

Written by Charlie

The Hilton Ascend card can be a valuable card for hotel use at Hilton hotels. However, it can also make a great “companion” card for the Chase Sapphire Reserve. Find out why this is and if it is a card that you should add, if you do not have it already.

I know – a hotel card from American Express and a flexible rewards card from Chase – how are they supposed to work together???

Why the Hilton Ascend Card is a Great “Companion” for the Chase Sapphire Reserve

Link: Hilton Ascend Card – 100,000 Points and Free Weekend Night – (this is a personal referral offer that will give me 25,000 Hilton points if you are approved – thanks!) Note: this offer currently is set to expire tomorrow.

Actually, it is because of a negative change that Chase made to their Chase Sapphire Reserve this year that makes this match a nice one. We found out that Chase had planned to cut the unlimited guest feature from their Priority Pass membership (due to go into effect August 26, 2018) and limit it to 2 guests per cardholder.

No More Unlimited Guest Feature for the Chase Sapphire Reserve’s Priority Pass Membership

negative changes chase sapphire reserve

For some people, that is not a real problem since most of us likely are not traveling with more than 2 people (that do not have lounge access) per trip. But, for family trips, it definitely can be a problem.

Option 1: Get an Authorized User Card for the CSR (cost $75 per year)

One solution is to get another adult that would be traveling with you an authorized user card on your Chase Sapphire Reserve. This would allow them to also get a Priority Pass membership through the CSR and then they could also bring in 2 guests for a total of 6 people. For our family, that is perfect.

But, that authorized user card costs $75. Personally, I find it to be totally worth it since it does come with that lounge access as well as the primary car rental insurance. However, not everyone is in the same boat and they feel that having 2 CSR cards in the same family is redundant.

Option 2: Get the Hilton Ascend Card from American Express (cost $95 per year)

Hilton Ascend Amex card

Enter the Hilton Ascend card from American Express! While it has some nice spending categories and elite status, it also has one more unique feature – it comes with a Priority Pass Select membership as well but includes 10 free lounge visits per year. Each visit after the 10 costs $27 and is billed to the card.

This means that you could use that card to get 10 free visits (for guests is fine – you just have to be there to swipe it) in conjunction with your Priority Pass membership from the Chase Sapphire Reserve. The Hilton Ascend card comes with a $95 annual fee (so higher than the authorized user fee on the CSR) but gives you Hilton Gold status and the ability to earn a free weekend night (see this post for why you should spend on the Hilton Ascend card). Not only that, but you can also earn 25,000 Hilton points when you successfully refer someone to the card.

I would imagine most people that are disappointed about the loss of the unlimited guests with the CSR probably would only be over the limit a few times a year – at the most. With the Hilton Ascend card and its 10 complimentary visits, you could let it be a nice “companion” card for your Chase Sapphire Reserve in those situations.

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About the author


Charlie has been an avid traveler and runner for many years. He has run in marathons around the world for less than it would cost to travel to the next town - all as a result of collecting and using miles and points. Over the years, he has flown hundreds of thousands of miles and collected millions of miles and points.
Now he uses this experience and knowledge to help others through Running with Miles.