Bank Error in Your Favor: Woman Finds $1 BILLION in Her Chase Account

a roll of paper money
Written by Charlie

One customer of Chase recently found a mistake that had her account showing that she had $1 BILLION in it – that was not her money!

Bank errors do still happen, in spite of all the software and automation that takes place. In fact, it is sometimes due to those things that the bank errors happen. Other times, it is thanks to the “fat-finger errors” that can happen. Well, a definite bank error happened last week that led to a woman finding almost $1 billion in her Chase account!

Woman Finds $1 Billion in Her Chase Account

Julia Yonkowski of Largo, Florida had gone to withdraw $20 from her account and the ATM told her that it could give it but it would cause an overdraft. When she checked her account, she found that there was actually $999,985,855.94.

I am assuming that there was some glitch that was just showing that amount since her account warned her that the $20 withdrawal from that account would have kicked in an overdraft fee.

After this happened, on Saturday, Julia did not touch her account again. She is a bit afraid that something is happening that could compromise the money she does have and has been unable, over the weekend, to reach someone at Chase that can help her with this.

Media outlets reached out to Chase as well and received nothing back from them. You can bet that they aren’t going to say a word, likely even to Julia (who planned to go into the Chase branch yesterday, Monday, to talk to someone) until they resolve this glitch. The money belongs somewhere and it is obviously in the wrong place, even if just on electronic means right now.

Good for Julia being proactive about getting this glitch cleared up. I am sure there are more than a few people that would try to withdraw as much of that $1 billion as they could and just leave. This would certainly get the police and FBI after them. In fact, a young man from Georgia took $30,000 from a bank error and bought a BMW – and ended up being given a 10 year probation (thanks to Erika in the comments for the correction).

Hopefully she doesn’t lose what belongs to her and that Chase does something to reward her for trying to get this taken care of quickly and bringing it to their attention – even if it is like 10,000 Ultimate Reward points. 🙂

Source: WFLA

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About the author


Charlie has been an avid traveler and runner for many years. He has run in marathons around the world for less than it would cost to travel to the next town - all as a result of collecting and using miles and points. Over the years, he has flown hundreds of thousands of miles and collected millions of miles and points.
Now he uses this experience and knowledge to help others through Running with Miles.