Today, a new World of Hyatt credit card came out – 60,000 points in total. While that is definitely a larger number than the previous 50,000 point offer, it doesn’t necessarily mean it is the best offer for you. Here is a look at all three offers to help you decide!
Three Different? Best Hyatt Card Offer
First, note that all of these are for the World of Hyatt credit card as the legacy Hyatt credit card is no longer available. These each have the same benefits that come with the card such as the following:
- Earn 5 elite night credits each calendar year
- Earn 1 free Category 1 – 4 night each calendar year
- Earn 2 additional elite night credits with every $5,000 spent
- Earn additional free Category 1 – 4 night with $15,000 spent
- Annual fee of $95
The earning rates are all the same and this remains one of the best hotel cards around with the free night being worth the $95 annual fee and the spending rates allowing for a lot of points to be earned and elite nights earned. For example, if you were to spend $15,000 on this card in a year, you would earn an extra Category 1 – 4 night plus 6 extra elite nights.
Option 1 – $200 Statement Credit and Free Category 1 – 7 Night
Link: Hyatt Offer for $200 Credit and Free Category 1 – 7 Night
This card option is available if you go to make a mock booking through the Hyatt website (you don’t have to actually make the booking). This offers $200 statement credit upon approval after the first purchase and a free Category 1 – 7 night with $3,000 in spending.
This option would only be worth it if you value the cash more than the points and you only want to use the free night at a Category 7. A Category 7 costs 30,000 points for a night so that is the most this offer would be worth in points.
Essentially, you are trading the extra 20,000 points you would get from 50,000 point offer for $200.
I think this is a pretty poor offer for most people – having points is always more flexible and they don’t expire like a free night certificate would.
Option 2 – 50,000 Hyatt Points
Link: 50,000 Hyatt Points Offer (this is a personal referral offer)
This was the offer until earlier today and it is still available through referral links (leave yours in the comments and I will cycle them through). Here are the terms on this:
- Earn 25,000 Hyatt points after spending $3,000 in the first 3 months
- Earn an additional 25,000 Hyatt points after spending a total of $6,000 in the first 6 months
For this offer, you would need to spend a total of $6,000 in the first 6 months to earn the full 50,000 points. With the spending, you would have a total of 56,000 Hyatt points.
I think this is the strongest offer even with the new offer, as we will see below.
Option 3 – 60,000 Hyatt Points
Link: 60,000 Hyatt Points Offer
Of course 60,000 points should be better than 50,000 points, right? Well, not really because of how you get to that 60,000 point total.
- Earn 30,000 Hyatt points after spending $3,000 in the first 3 months
- Earn 2 points per dollar on all spending up to $15,000 in the first 6 months
So, to max out this offer, you need to spend a total of $15,000. That is a nice number to hit anyway as you will earn the extra Category 1 – 4 night in addition to the points. But, it is still inferior to the 50,000 point offer. Here is why:
If you want to spend $15,000 on the Hyatt card (and that is a good thing to do), you will earn a total of 65,000 Hyatt points with Hyatt Offer 2 (above). If you spend that same amount on this offer (Option 3), you will only come away with the flat 60,000 points.
At this point, I do not think that this is an offer you should apply for – unless you can no longer get Option 2.
Bottom Line
Having options is nice but in this case, I think the only real winner is Option 2. It gives you the option to have the full 50,000 points with just $6,000 in spending or you can go ahead and do $15,000 in spending for the extra free night – and still come out 5,000 points ahead of the bonus offer of Option 3!
