Credit Cards The Basics

Caution About Amex’s Limited-Time Credit Card Offers!

Limited-Time
Written by Charlie

Be careful when you go to click on an Amex limited-time offer. If it is expired, you could get stuck as they put the blame back on you for the timing.

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For a long time, it was really easy to find what came to be called “zombie” pages for credit card offers. These were pages on the banks’ websites that had the better offer that had already expired and you could apply using that application page. Citi was the best with this but it had also existed with American Express and Chase.

Caution About Amex’s Limited-Time Credit Card Offers!

Everyone has sort of cleaned up these phantom pages and the links to the limited-time offers on those pages typically die around the same time as the public landing pages and their offers. But, when recently working on a post and checking on offers, I noticed that American Express had not yet pulled their application page for the Delta cards and their 50,000 mile bonuses. While that may sound like good news, American Express has insured that it is not good news for the applicant.

Delta’s Offer And Their Language

Limited-Time

Watch out for the expiration date on Amex Limited-Time offers!

Even though the page is alive and well and the offer is clearly visible, so is the words that the offer expires November 17. In the past, that did not mean anything since you could obviously still apply. But, when you read the offer terms, American Express states the following:

If your application is not received by 11/17/2015, you will not be eligible for the 50,000 bonus miles and $50 statement credit even if your application is approved. American Express reserves the right to modify or revoke offer at any time.

That’s right – even if you apply through the page they have left up and you are approved, you will not receive that bonus offer. Even worse, would you receive any bonus at all? My guess is that you would receive the standard 30,000 mile offer. But, worse than that, if you burn your once-in-a-lifetime personal application on this, you missed out on the future 50,000+ mile offers.

Summary

So, just take note when you visit American Express limited-time offer pages. If there is an expiration date on the offer and that date has passed, do not apply through that page as it is not worth it if you will not get the better bonus.

Editorial Note - Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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About the author

Charlie

Charlie has been an avid traveler and runner for many years. He has run in marathons around the world for less than it would cost to travel to the next town - all as a result of collecting and using miles and points. Over the years, he has flown hundreds of thousands of miles and collected millions of miles and points.
Now he uses this experience and knowledge to help others through Running with Miles.

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