3 Chase Cards To Keep To Earn Points Without Spending

The Chase 5/24 rule is about to take effect across their card portfolio. Since that will eliminate many of us from getting new Chase cards, even without the bonuses, it is a good time to consider what cards to keep and why.

3 Chase Cards To Keep To Earn Points Without Spending

With the Chase card churning done (at least for a while) for most of us and the Bluebird/Serve accounts being shut down for many, we will continue to be on the lookout for ways to earn Ultimate Reward points.

Here is why you want to keep these 3 Chase cards. Each of the cards below give you the ability to earn referral bonuses when you get your friends and family to sign up for that particular card. The referral bonuses are a great way to earn bonus points – without even spending to get points!

Chase Sapphire Preferred

• The referral bonus is 10,000 points per successful application
• The limit is 50,000 points per calendar year
• The offer for friends and family is the same as the regular public offers
• Annual fee is $95
• Link for referral bonuses

Chase Ink Plus

• The referral bonus is 10,000 points per successful application
• The limit is 50,000 points per calendar year
• The offer for friends and family is the same as the regular public offers
• Annual fee is $95
• Link for referral bonuses

Chase Freedom

• The referral bonus is $50 (5,000 points if transferred into UR accounts) per successful application
• The limit is $500 (or 50,000 points)
• The offer for friends and family is the same as the regular public offers
• Annual fee is $0
• Link for referral bonuses

Summary

Each of these 3 card can net you an extra 50,000 Ultimate Reward points per calendar year – and that is without doing any spending at all! Of course we all do spending on these cards but earning these referral bonuses does not require any spending.

It is important to keep these cards because you will not be able to open them again later (if you have exceeded the 5/24 rule). Yes, you will need to pay the annual fees on these cards but you can easily justify the fees by the fact that you can earn so many points from referrals!